![]() ![]() ![]() When shopping online on your laptop/tablet, you will encounter the option to pay with iDEAL. The Netherlands does not work with the credit score system – it is only once you fail to make your repayments (on time) that you are put on a list with the Dutch Credit Registration System, also referred to as a BKR Registration. You need to be a legal resident of the Netherlands and earn a monthly net amount of €1,150 for either card. There are two types of cards the regular card insures your purchases against loss, damage and theft during a period of 180 days, the Gold Card does this during a period of 365 days – both offer varying additional services. Of course, you can also arrange to be issued a credit card on the ABN AMRO website. You can also use the app to set up Apple Pay. In the app, you can set your personal limit for withdrawals and payments, as well as raise it temporarily to a maximum of €10,000 (for withdrawals) or €50,000 (for payments) – should you wish to pay cash for your new car, for instance. You are issued a four-digit pin code (that can be changed to the combination of numbers of your choice), which you use for withdrawing cash and for payments exceeding €25 (you can raise this to €50). When you open a bank account, you are issued a debit card, which can be used to pay in shops and to withdraw money at an ATM. ![]()
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